Houston, Texas, is known for its bustling roads and heavy traffic, making it a hotbed for car accidents. In 2019, Harris County recorded over 113,000 car accidents , highlighting the importance of being prepared in case you find yourself in such an unfortunate situation. One crucial aspect of this preparedness is knowing when to hire a car accident lawyer in Houston, Texas.
This comprehensive guide will walk you through the various scenarios when hiring a car accident lawyer is in your best interest, ensuring that you receive the compensation you deserve for your damages and injuries.
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Your Insurance Company Isn’t Helping You
Dealing with Insurance Claims
When signing up with an insurance company, you expect them to have your back in case of a car accident. However, many victims discover that insurance companies can be uncooperative and reluctant to pay out on claims, even for property damage. Sometimes, they may try to lowball you with settlement offers that are much lower than expected.
How a Car Accident Lawyer Can Help
An experienced car accident attorney can help you navigate the claims process, dealing with insurance adjusters and ensuring that your claim isn’t denied. They have a deep understanding of how insurance companies operate and can employ the right strategies to get you the compensation you deserve for your personal injury claim.
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You Have Severe Injuries
Types of Car Accident Injuries
Car accidents can result in a wide range of injuries, from minor to severe. While some injuries are typical of collisions, more significant accidents can lead to long-term injuries that can be debilitating or life-altering.
When to Hire a Lawyer
If you have sustained severe injuries in a car accident, it is crucial to hire a lawyer as soon as possible. Any statements you make to your insurance company or other parties involved in the accident can be used against you to lower your compensation. A lawyer can help you gather the necessary medical bills and records and guide you on how your doctor should describe your injuries, among other aspects.
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You Have a Lot of Damages
Different Types of Damages
Car accidents can result in various damages, from property damage to lost wages and the need for a caregiver. If your car was recently financed and you owe more on it than its actual value, dealing with property damages can be complicated. Additionally, if valuable items inside the car were damaged during the accident, you might be entitled to compensation for that as well.
How a Car Accident Lawyer Can Assist
A car accident lawyer can help you identify all potential damages in your case and ensure that you receive adequate compensation for them. This may include compensation for any work you missed due to the accident or the cost of hiring a caregiver for yourself or your loved ones.
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Liability for the Accident Isn’t Clear
Complexities of Car Accidents
Determining liability in a car accident can be a complex process, especially if multiple parties are involved. There may be numerous contributing factors that claims adjusters and police officers cannot discern from merely examining the scene and the vehicles’ damage.
The Role of a Car Accident Lawyer
If you are unsure about your liability in a car accident or believe that you are not at fault, it is essential to hire a lawyer as soon as possible. Your attorney can help identify the liable parties for the accident and protect you from losing out on valuable compensation.
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You’re Not Familiar with Car Accident Settlements
Settling Outside of Court
A significant number of car accident cases are settled outside of court by the insurance company. While this can be advantageous in terms of speed and reduced stress, it may also result in lower compensation than you would have received otherwise.
How a Car Accident Lawyer Can Help
Car accident lawyers in Houston are well-versed in the settlement process and can help you decide whether to accept a settlement offer or wait for a trial. They can negotiate with insurance companies on your behalf, ensuring that you receive the compensation you deserve.
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You Need to Sue
Navigating Lawsuits
If settlements aren’t going to work for you, you may need to sue to get compensation. Lawsuits can be complicated, requiring you to file your complaint within a specific timeframe and in the correct manner and court. Attempting to navigate the lawsuit process on your own can be challenging and may result in having your case dismissed or losing your case altogether.
The Importance of Hiring a Car Accident Lawyer
If you need to sue, it is crucial to hire a lawyer to represent you. They can guide you through the legal process, ensuring that your case is filed correctly and increasing the chances of a successful outcome.
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You Need Peace of Mind
The Stress of Car Accidents
Car accidents can be traumatic, and dealing with insurance companies, doctors, and your workplace can exacerbate the stress. Hiring a car accident lawyer can provide you with peace of mind, as they will walk you through every step of the process and maximize your chances of success.
Reducing Stress with a Car Accident Lawyer
Most importantly, hiring a car accident lawyer after your car accident can help reduce the amount of stress you’re under. They can handle the legal aspects of your case, allowing you to focus on your recovery and well-being.
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The Statute of Limitations is Approaching
Time Limits for Filing a Claim
In Texas, there is a statute of limitations for filing a personal injury claim after a car accident. This time limit is typically two years from the date of the accident. If you fail to file your claim within this period, you may lose your right to seek compensation for your damages and injuries.
How a Car Accident Lawyer Can Help
A car accident lawyer can ensure that you file your claim within the necessary timeframe, protecting your right to compensation. They can also help you gather the required documentation and evidence to support your claim.
Conclusion
Knowing when to hire a car accident lawyer in Houston, Texas, is crucial to protecting your rights and securing the compensation you deserve for your damages and injuries. If you have recently been in a car accident in Houston and need help getting compensated, don’t hesitate to contact a reputable car accident attorney. They can provide the guidance and representation you need to ensure a successful outcome in your case.
